Do you have questions regarding unsecured personal loans? Below are answers to some of the more frequently asked questions we receive. If you have additional inquires regarding personal loans or how our service works, please Contact Us and we will be happy to assist you.

**Please note** When applying for personal loans and bad credit personal loans, it is very important that you obtain a copy of your credit report. You need to eliminate the possibility that there might be errors that can damage--or terminate--your bad credit loans. You can get a FREE copy of your credit report by clicking here.

Q: Are you a direct lender? Or a referral service?
A: We are Capital Lending, a Delaware Lending Corporation, and offer low rates for unsecured loans for people of all good and bad credit types.

Q: What can I use my loan for?
A: You can use loan for anything! Buy a motorcycle, take a vacation, make home improvements! Whatever your needs are!

Q: My credit is horrible, can I still get approved for a personal loan?
A: YES! We work with a network of lenders and financial institutions that specialize in assisting consumers get bad credit personal loans.

Q: Do you help people with recent bankruptcies?
A: YES! You may be able to get approved for your bad credit personal loans even if you have recently experienced bankruptcy, repossession, foreclosure, and/or divorce.

Q: Do you help people in the military?
A: YES! You can apply for a good or bad credit military loan for up to $10,000 at one of our associated sites by clicking here.

Q: Can I get a bad credit loan even if I have a very high debt-to-income ratio?
A: Yes, you can get a loan even if you have high debt. However, taking out a loan to pay off large amounts of debt can be financial suicide. We now offer a debt consolidation program that can combine all of your bills into one monthly payment, reduce and/or eliminate interest rates, and reduce your total debt up to 70%! Click the link to fill out a FREE application to receive a non-obligation quote for debt consolidation.

Q: How long does it take to get approved with EZ-Personal-Loans.com?
A: A participating lender should be contacting you within 24 hours of your application submission. Remember, you can apply for personal loans 24 hours/day, 365/days year!

Q: What are the interest rates associated with the loans offered by your lenders?
A: Your interest rate will be determined by several important factors. These factors include what kind of credit you have, the amount you are looking to borrow, and the amount of time you need to pay your loan back.

Q: I need a loan to buy a car. Can you help?
A: YES! All makes and models of new and used cars are available for instant online financing regardless of your credit history, or lack of.

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